Housing Analysis
Clarity for Every Path: Sell • Buyout • Refinance • Retain
Full Housing & Real Estate Decision Analysis
The family home often carries both financial and emotional weight—whether it’s a marital residence during divorce or a family or inherited property in an estate. We provide comprehensive modeling to help clients understand the realistic paths for any property at the center of a divorce, separation, or probate/estate settlement.
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Full Housing & Real Estate Decision Analysis
We provide comprehensive modeling to help clients understand all possible paths.
Our analysis includes
Sell vs. keep pathways
Equity and net-proceeds projections
Costs of sale
Market conditions affecting value
Tax considerations (within general CPA scope)
Cash flow and affordability implications
Long-term financial stability impacts
This clarity supports mediation, settlement negotiations, probate and estate administration, and other decision-making processes. It helps reduce conflict and creates a grounded foundation for moving forward.
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Buyout & Sell Scenario Modeling
Clients and families often struggle to evaluate whether a buyout or sale makes more financial sense—whether one spouse hopes to keep the marital home or one heir wants to retain an inherited property. Our neutral modeling compares each path side-by-side, showing:
Realistic buyout feasibility
Cash required to complete a buyout
Expected proceeds from a sale
Impact on future housing affordability
Effects on long-term stability
We do not recommend a direction; we simply provide the numbers needed to choose confidently.
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Refinance Feasibility & Affordability Modeling
If buyout or home retention is being considered, refinance feasibility becomes essential.
We help clients understand:
Whether they appear likely to qualify
Estimated payment outcomes
Cash needed to close
Post-refinance housing budgets
Remaining equity after refinancing
We do not originate loans. We provide clarity so clients can approach lenders prepared.
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Housing Retention & Reverse Mortgage Scenario Analysis
Neutral, educational, and never a product recommendation.
For clients—especially older adults—who hope to remain in the home but cannot qualify for traditional refinancing, a reverse mortgage may be a path worth exploring. This can arise in both late-life divorce and estate situations where a surviving spouse or heir wishes to stay in the property.
We model:
Potential reverse mortgage payouts
Equity position before/after the loan
Long-term stability and cash flow impacts
Comparison to refinance, sell, or downsize pathways
We explain how reverse mortgages work but do not advise on suitability, recommend products, or endorse lenders. Our role is clarity only.
The Result
Clients, attorneys, mediators, and estate/probate professionals receive neutral, well-documented numbers that support informed, confident decisions and reduce unnecessary conflict.