Housing Analysis
Clarity for Every Path: Sell • Buyout • Refinance • Retain
Understanding what to do with the marital home is one of the most complex decisions in divorce. Whitehall Real Estate Advisory provides neutral, structured analysis to help clients and professionals evaluate every option clearly and confidently.
Full Housing & Real Estate Decision Analysis
The marital home often carries both financial and emotional weight. We provide comprehensive modeling to help clients understand all possible paths.
Our analysis includes:
Sell vs. keep pathways
Equity and net-proceeds projections
Costs of sale
Market conditions affecting value
Tax considerations (within general CPA scope)
Cash flow and affordability implications
Long-term financial stability impacts
This clarity supports mediation, reduces conflict, and creates a grounded foundation for decision-making.
Buyout & Sell Scenario Modeling
Clients often struggle to evaluate whether a buyout or sale makes more financial sense. Our neutral modeling compares each path side-by-side, showing:
Realistic buyout feasibility
Cash required to complete a buyout
Expected proceeds from a sale
Impact on future housing affordability
Effects on long-term stability
We do not recommend a direction; we simply provide the numbers needed to choose confidently.
Refinance Feasibility & Affordability Modeling
If a buyout or home retention is being considered, refinance feasibility becomes essential.
We help clients understand:
Whether they appear likely to qualify
Estimated payment outcomes
Cash needed to close
Post-refinance housing budgets
Remaining equity after refinancing
We do not originate loans. We provide clarity so clients can approach lenders prepared.
Housing Retention & Reverse Mortgage Scenario Analysis
Neutral, educational, and never a product recommendation.
For clients—especially older adults—who hope to remain in the home but cannot qualify for traditional refinancing, a reverse mortgage may be a path worth exploring.
We model:
Potential reverse mortgage payouts
Equity position before/after the loan
Long-term stability and cash flow impacts
Comparison to refinance, sell, or downsize pathways
We explain how reverse mortgages work but do not advise on suitability, recommend products, or endorse lenders. Our role is clarity only.
The Result
Clients and professionals receive neutral, well-documented numbers that support informed, confident decisions and reduce unnecessary conflict.